The SKYPASS Visa Signature® Business Card from U.S. Bank is designed for business owners who travel on Korean Air frequently. You can earn rewards on your purchases, and they can be used for flights and seat upgrades on Korean Air and SkyTeam partners. It comes with a low annual fee, no foreign transaction fee, and other travel perks like lounge access and discount coupons. Show
If you wish to compare one card over another, choose a maximum of three cards on this page and click Add to compare to view the details in a side-by-side comparison. SKYPASS Visa Signature® Business CardAdd to Compare BEST FOR: Those who travel with Korean Air frequently
Apply Now on SKYPASS Visa Signature® Business Card's secure website. Add to CompareOverviewIntro APR None Regular APR 20.24% to 28.24% Annual Fee $95 for Account Owners and $95 for Authorized Employees Credit Needed Good to Excellent Card Details
Pros & ConsPros
Cons
Additional Features
Intro APR None Regular APR 20.24% to 28.24% Annual Fee $95 for Account Owners and $95 for Authorized Employees Credit Needed Good to Excellent
Pros
Cons
Apply Now on SKYPASS Visa Signature® Business Card's secure website. How We Evaluate Travel Rewards Business Credit CardsWhen grading travel rewards business credit cards like the SKYPASS Visa Signature® Business Card, we first consider introductory rewards, ongoing rewards, and additional card features. We also take into account the annual fee, ongoing annual percentage rate (APR), and introductory APR. Grading Criteria Card Score Highest Possible Score Ongoing Rewards 18 25 Introductory Rewards 15 25 Additional Features 15 25 Annual Fee 12 15 Introductory APR 0 5 Ongoing APR 3 5 Total Score 63 100 Who the SKYPASS Visa Signature® Business Card Is Best For
SKYPASS Visa Signature® Business Card FeesAPRs
Specific Fees
How To Make Payments on the SKYPASS Visa Signature® Business Card
Regular Mail Cardmember Service PO Box 790408 St. Louis, MO 63179-0408 Overnight Delivery Cardmember Service ATTN: 790408 824 N. 11th St. St. Louis, MO 63101-1016 SKYPASS Visa Signature® Business Card Rewards
Redeem miles for flights and seat upgrades on Korean Air and other SkyTeam partners, which include:
SKYPASS Visa Signature® Business Card Additional FeaturesBusiness Tools & ServicesYou get business tools, such as free quarterly and annual expense reports, online banking, and U.S. Bank Connect, a free online resource to help you grow your business. You’ll also have access to bilingual customer service. Auto Rental Collision Damage WaiverYou’ll receive auto rental collision damage waiver insurance when you rent a car using this card. You can then decline the rental company’s collision damage waiver option and receive coverage through Visa for collision damage or theft. Certain conditions and exclusions apply, so refer to the SKYPASS Visa Guide to Benefits for complete details. Purchase Security & Extended ProtectionVisa offers extended protection that lengthens the manufacturer’s warranty on purchases made with this card. Your new purchases are also covered with purchase security in case they’re damaged or stolen. See the SKYPASS Visa Guide to Benefits for more information on the amount of coverage and other limitations. Roadside DispatchThis feature provides access to services like towing, tire changing, jump-starting, winching, lockout service, and limited fuel delivery—though the cardholder is responsible for the cost of the service. For more information on exclusions and limitations, refer to the SKYPASS Visa Guide to Benefits. Pros & Cons of the SKYPASS Visa Signature® Business CardPROSCONSLow annual fee: For an annual fee of $95, you can enjoy earning unlimited rewards on your business-related purchases.Additional fee for employee cards: Unlike most other business credit cards, it charges an additional $95 fee for every authorized employee card.Bonus miles upon renewal: You will earn an additional 2,000 bonus miles upon card renewal without spending requirements.Low ongoing rewards: Even though this is a cobranded credit card with Korean Air, it only offers 2x miles for every dollar spent on Korean Air ticket purchases, which is lower compared to other cobranded airline credit cards.No foreign transaction fees: Similar to most travel rewards business credit cards, this doesn’t charge international transaction fees.No 0% Intro APR: It doesn’t offer interest-free financing, which may not be a good option if you plan to make a large purchase or transfer a balance from another credit card. SKYPASS Visa Signature® Business Card AlternativesCapital One® Spark® Miles for BusinessCapital One® Spark® Miles for Business comes with a low annual fee of $95, waived for the first year. You can earn fixed-rate rewards on your purchases, which can be redeemed for travel. You can also earn 50,000 bonus miles when you spend $4,500 on purchases within the first three months after opening an account. There’s no foreign transaction fee, making it one of our best business credit cards for travel. Capital One® Spark® Miles for BusinessAdd to Compare ?Fit Small Business's ratings are calculated by industry experts of our editorial team. Our grading rubric considers the type of credit card (such as cash back or travel), and the card's rates, fees, rewards, and additional features like insurance. BEST FOR: Unlimited 2x miles with every swipe
Apply Now on Capital One® Spark® Miles for Business's secure website. Add to CompareOverviewIntro APR N/A Regular APR 22.49% (Variable) Annual Fee $0 intro for first year; $95 after that Credit Needed Excellent, Good Card Details
Pros & ConsPros
Cons
Additional Features
Read Full Intro APR N/A Regular APR 22.49% (Variable) Annual Fee $0 intro for first year; $95 after that Credit Needed Excellent, Good
Pros
Cons
Read Full Review Apply Now on Capital One® Spark® Miles for Business's secure website. Delta SkyMiles® Gold Business American Express CardThe Delta SkyMiles® Gold Business American Express Card is best for those who fly with Delta Airlines frequently. It offers access to in-flight savings, free checked bags, and unlimited rewards that can be redeemed toward flights, seat upgrades, car rentals, merchandise, and gift cards. It comes with a low annual fee and no foreign transaction fees. Delta SkyMiles® Gold Business American Express CardAdd to Compare ?Fit Small Business's ratings are calculated by industry experts of our editorial team. Our grading rubric considers the type of credit card (such as cash back or travel), and the card's rates, fees, rewards, and additional features like insurance. BEST FOR: Delta Air Lines flyers and earning rewards outside of Delta purchases
Apply Now on Delta SkyMiles® Gold Business American Express Card's secure website. Add to CompareOverviewIntro APR N/A Regular APR 19.99% - 28.99% Variable Annual Fee $0 introductory annual fee for the first year, then $99 Credit Needed Good, Excellent Card Details
Pros & ConsPros
Cons
Additional Features
Read Full See Rates Intro APR N/A Regular APR 19.99% - 28.99% Variable Annual Fee $0 introductory annual fee for the first year, then $99 Credit Needed Good, Excellent
Pros
Cons
Read Full Review See Rates and Fees Apply Now on Delta SkyMiles® Gold Business American Express Card's secure website. Hilton Honors American Express Business CardIf you primarily stay at Hilton properties and don’t have a preferred airline, the Hilton Honors American Express Business Card is an excellent choice. Aside from earning premium rewards, you get 10 complimentary lounge visits through Priority PassTM Select, letting you access over 1,200 elite airport lounges around the world. This is the reason why it’s one of our top business credit cards with airport lounge access. The Hilton Honors American Express Business CardAdd to Compare ?Fit Small Business's ratings are calculated by industry experts of our editorial team. Our grading rubric considers the type of credit card (such as cash back or travel), and the card's rates, fees, rewards, and additional features like insurance. BEST FOR: Maximizing rewards on Hilton-related purchases
Apply Now on The Hilton Honors American Express Business Card's secure website. Add to CompareOverviewIntro APR N/A Regular APR 19.99% - 28.99% Variable Annual Fee $95 Credit Needed Good, Excellent Card Details
Pros & ConsPros
Cons
Additional Features
Read Full See Rates Intro APR N/A Regular APR 19.99% - 28.99% Variable Annual Fee $95 Credit Needed Good, Excellent
Pros
Cons
Read Full Review See Rates and Fees Apply Now on The Hilton Honors American Express Business Card's secure website. Bottom LineIf you frequently fly with Korean Air and other SkyTeam partner airlines, the SKYPASS Visa Signature® Business Card may be a good option. Keep in mind, however, that the flight destinations offered by these airlines are limited. Check out our credit card marketplace and roundup of the best small business credit cards to find other options. What credit score do you need to get a US bank business credit card?You need to have excellent credit (i.e. a credit score of at least 750) to get the U.S. Bank Business Platinum credit card.
Does US bank pull personal credit for business credit cards?In order to get approved for a business credit card, you'll need to demonstrate good personal credit history.
Who does US Bank business credit card pull from?The U.S. Bank Business Triple Cash card uses all three major credit bureaus: Experian, Equifax, and TransUnion. Either one or more credit bureau may be used when evaluating a U.S. Bank credit card application.
Is Korean Air Skypass visa worth it?Earning miles
The Korean Air SKYPASS Visa Signature Credit Card provides a decent return on spending. You'll earn 2 miles per $1 spent on Korean Air ticket purchases, 2 miles per $1 spent at gas stations and hotels and 1 mile per $1 spent on all other eligible net purchases.
|