How to pay your discover card online

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The easiest way to make a Discover card payment is to log in to your online account or call (800) 347-2683. You can also mail payments to Discover Financial Services, P.O. Box 6103, Carol Stream, Illinois 60197. For fastest service, you should submit your payment online or by phone. Discover does not charge a fee for any of its payment methods.

Discover will credit payments to your account the same day if they’re received by midnight Eastern Time, 6 days a week. Discover does not process payments on Saturday. If Discover receives a payment after midnight on a Friday, or on a bank holiday, it will credit to your account the next business day. Phone and online payments submitted before 5 p.m. Eastern Time on the payment due date will credit to your account the same day and will be considered on time. If the payment due date falls on a weekend or bank holiday, payments will process on the next business day.

When a payment is credited as received, it is initially reported as pending while it’s being processed. During this time, a hold is placed on the payment, so you won’t see an immediate increase in your available credit. The hold is lifted when Discover posts the payment to your account, usually 1-3 days after it is submitted. At this stage, the payment has been confirmed and the transaction is considered complete.

How to make a Discover card payment:

  • Online: Log in to your Discover online account. Click the “Make a Payment” button and enter the payment amount as well as info about the account from which the payment will be withdrawn. You can schedule your payment for any day up to the due date.
  • Phone: Call customer service 24/7 at (800) 347-2683. Enter the last 4 digits of your card number. Follow the voice prompts until you reach the payment option or press zero to speak to a customer service representative.
  • Mail: Send a check or money order to:
    Discover Financial Services
    P.O. Box 6103
    Carol Stream, Illinois 60197
    Discover does not accept cash payments. Be sure to write your account number on the “memo” line.

Discover does not charge a late fee the first time you don’t pay on time. After that, you will be charged a fee for every late payment. So, to avoid any late fees, it’s best if you submit your Discover card payment at least 5-7 business days before the due date. Another option is the DirectPay feature in which Discover automatically debits your payment from your bank account every month by the due date so you don’t have to. You can set up DirectPay online or by phone.

If you make your Discover card payment on time and in full each month, you’ll avoid costly interest charges. Discover gives you a 25-day grace period (23 in February) from the end of the billing period until the payment due date.

To make a Discover card payment online, first visit discovercard.com and log in with your username and password. If you don’t have an account already, click the “Register Account” option on the upper right hand side of the page to create a username and password. Once you’re logged in, click the “Make a Payment” link. Then, enter the amount you want to pay and click “Submit Payment.” Just make sure that your payment is at least as much as the minimum amount specified on your account to avoid being charged interest. To learn how to make a Discover card payment by mail, read on!

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How do I pay my Discover bill online?

Online: Log in to your Discover online account. Click the “Make a Payment” button and enter the payment amount as well as info about the account from which the payment will be withdrawn. You can schedule your payment for any day up to the due date. Phone: Call customer service 24/7 at (800) 347-2683.

Can I pay my Discover it card online?

Online: Log in to your online account and click on "Make a Payment." Through the mobile app: Log in to your account and select your card, then tap "Payments." By mail: Send a check or money order (but not cash) to Discover Financial Services/ P.O. Box 6103/ Carol Stream, Illinois 60197-6103.

How do I pay my Discover credit card on the app?

Manage your payments.
Log into the app and select payments from bottom navigation, then select 'pay'.
Choose the payment amount you wish to make – from current balance, to statement balance, to the minimum payment, or another value..

Can you pay your Discover card with a debit card?

No, you cannot pay a credit card with a debit card. But you can a pay a credit card with the bank account that a debit card is linked to, by doing an electronic transfer.