How to use apple card for online purchases

Apple Card Monthly Installments lets you buy new Apple products, like iPhone, Mac, iPad, and more, and pay them off with interest-free10 monthly payments. You get 3% Daily Cash back, all up front too. Simply choose Apple Card Monthly Installments as your payment option when you make your purchase at an Apple Store, in the Apple Store app, or on apple.com.

How to use apple card for online purchases

Nicole Dieker has been a full-time freelance writer since 2012—and a personal finance enthusiast since 2004, when she graduated from college and, looking for financial guidance, found a battered copy of Your Money or Your Life at the public library. In addition to writing for Bankrate, her work has appeared on CreditCards.com, Vox, Lifehacker, Popular Science, The Penny Hoarder, The Simple Dollar and NBC News. Dieker spent five years as writer and editor for The Billfold, a personal finance blog where people had honest conversations about money. Dieker also teaches writing, freelancing and publishing classes and works one-on-one with authors as a developmental editor and copyeditor.

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Nicole Dieker

Edited by

Liz Bingler

Edited by Liz BinglerArrow RightAssociate Editor

Liz Bingler is an Associate Editor for CreditCards.com and Bankrate, where she focuses on product news and reviews. As an editor, her goal is to produce content that will help people to make informed financial decisions.

How do you buy something with a credit card that has no numbers printed on it? Fortunately, thanks to the Wallet App, you can get your card number in just a few seconds with no fuss.

The Apple Card has long been known to not feature any numbers on it. While a large portion of this choice was likely aesthetic as a card number would ruin that sleek, minimalist luxury feeling, there's also a security angle to omitting a visible number.

The Apple Card has the ability to switch your card number on the fly. This means that you — not the card issuer — are the first line of defense against card theft. If ever you feel like someone has the ability to do something nefarious with your card number, you can request a new card number instantly.

How to use apple card for online purchases

Requesting a new card number is always one tap away

That still leaves the question of how you get the card number in the first place. Unsurprisingly, like a lot of services designed by Apple, it's a relatively quick process.

  • On your iPhone, open the Wallet app.
  • Select your Apple Card by tapping on it.
  • Tap the additional options menu designated by the three dots in the upper left corner.
  • Verify your ID, either via passcode, touchID, or faceID.
  • Tap Card Information.

How to use apple card for online purchases

Once you're in the menu, you can scroll down and see your card number and the associated security code. In this menu is also the ability to request a new card number.

How to use apple card for online purchases

After you buy something with your Apple Card, it's important to make sure you know how to pay off your purchases as well.

We could physically feel your excitement for your Apple Card, either you are proudly showing off the sleek physical card, or you are waiting for it to arrive at your doorstep. But before you take your Apple Card for a ride, here’s a step-by-step tutorial on how to use Apple Card to make purchases in-store or online. In case, you still haven’t applied for Apple Card, go through our guide on how you can check your credit score before applying for Apple card.

Quick Links:

  • How to Make Apple Card Your Default Card in Wallet App
  • How to Use Apple Card for Purchases In-Store via Apple Pay
  • How to Use Apple Card for Purchases In-Store Without Apple Pay
  • How to Use Apple Card for Online Purchases

Make Apple Card Your Default Card in Wallet App

Before we move ahead to payments, you should make Apple Card as the default card in Wallet. For one, this will enable Apple Card to show up first whenever you use Apple Pay, making its use quick and straightforward.

Step #1. Launch Wallet app on your iPhone and find your Apple Card.

Step #2. Tap on the Apple Card and drag it to the front (bottom) of your list of payment cards.

There now your Apple Card will be the first one displaying whenever you are making payments using Apple Pay, whether online or in-store.

How to Use Apple Card for Purchases In-Store via Apple Pay

You can use Apple Card for in-store purchases as long as the store accepts either Apple Pay or NFC (near field communication) payments. In this scenario, Apple Card can be used through the Wallet app.

Step #1. First and foremost ask the store manager or check if you can spot the signs that indicate the use of Apple Pay or NFC payments.

Step #2. If using a device with Face ID, double click the side button. In case you are using a device with Touch ID, keep your finger on the home button.

Step #3. Depending on your device, authenticate either via Face ID or Touch ID.

Step #4. Hold your phone near the payment reader to complete the payment process.

And just as simply you have made an in-store purchase with your Apple Card using Apple Pay and earned yourself two percent Daily Cashback.

How to Use Apple Card for In-Store Purchases Without Apple Pay

If the store/businesses do not accept Apple Pay, then you can use the beautiful titanium physical Apple Card for payments. Just before payments make sure, you have activated your physical card using your iPhone and the Apple wallet service.

Step #1. Take your physical card and either hand it over to the cashier or swipe or insert it at the payment terminal.

Step #2. Complete the instructions suggested by the cashier or the payment terminal to complete the transaction.

Note that when using physically, Apple Card works in a similar manner as any other credit card. Though always prefer using Apple Card via Apple Pay if available as using the physical card will earn you only 1% daily cashback, instead of the 2% gained when Apple Pay is used.

If you are wondering about a great wallet to go with the sleek and elegant Apple Card, then explore our special post covering all the best wallets for your Apple Card.

How to Use Apple Card for Online Purchases

For online purchases, you can use your Apple Card through Apple Pay. In case, the online store does not take Apple Pay; you could also use Apple Card as any other credit card and manually enter the card information. To find your Apple Card account number, CVV and expiration date, so as to make your online payment.

As for making payment through Apple Pay, follow these steps:

Step #1. Tap on the Apple Pay option on the Website.

Step #2. If using a device with Face ID, double click the side button. In case you are using a device with Touch ID, keep your finger on the home button.

Step #3. Depending on your device authenticate either via Face ID or Touch ID. Just like that, your payment for your online purchase with Apple Card has been made.

You will receive 2% daily cashback if paid with Apple Pay and 1% daily cashback if you’ve paid with your physical card.

Signing off…

Who knew that one day, Apple would launch an Apple Card and make spending so simple, transparent, and safe all at once. In addition, the daily cashback works as a tremendous lucrative towards opting for Apple Card.

You may also like to read this post: What to Do When You Lost your Apple Card or It Gets Stolen? If you have any further queries, feel free to shoot us a question in the comment section below.

How does Apple Card work for online purchases?

When shopping online, select the Apple Pay button to pay with the Apple Card. Double-click the side button on your device and use Face ID (or Touch ID on older iPhones, iPad, and Mac) to authenticate the transaction. If there's no Apple Pay option, make sure you're in Safari, or access your card's virtual card number.

Can you use Apple Card for online payments?

Pay with your titanium Apple Card You can request a titanium Apple Card and use it to pay anywhere in the world that Mastercard is accepted.

How do I use my Apple Card as a payment method?

Pay now.
Open the Wallet app on your iPhone and tap Apple Card..
Tap Pay..
Hold and slide the payment wheel to choose a payment amount..
Tap Pay Now to instantly make your payment, then follow the instructions on your screen..

Can I use my Apple Card anywhere online?

Since Mastercard is our global payment network, you can use it all over the world. For apps and websites that don't take Apple Pay yet, just enter the virtual card number stored securely in your Wallet app.