First Commonwealth Federal Credit Union - New Car - 36 Mo 3.49% APR2
Whitehall, PA Market Average - New Car - 36 Mo 4.43% APR2
About Datatrac
Datatrac is an independent, unbiased research firm that has monitored deposit and loan rates, fees and product features for over 25 years on more than 279,059 financial institutions locations in America. Datatrac Great Rate Awards certify that deposit and loan rates outperform the market average for comparable products. www.datatrac.net
- $376 is the difference between the amount paid in interest between First Commonwealth Federal Credit Union's rate at 3.49% APR compared to 4.43% APR for the Whitehall, PA market average over the life of a $25,000 auto loan over 36 months.
- APR=Annual Percentage Rate. Datatrac’s comprehensive, unbiased research and analysis is updated each business day and is conducted independent of any financial institution. There is no guarantee that you will receive the rates or terms displayed herein. Actual rates and terms are in the full discretion of the financial institution and are subject to your credit rating and other factors. Please contact First Commonwealth Federal Credit Union directly with any questions regarding their current rates and terms.
©2022 Datatrac Corporation. All Rights reserved.
Banking just got easier.
Way, way easier.
FLSmidth + First Commonwealth Federal Credit Union
Fall in Love with Your Ride
Get approved before you buy! Improve your bargaining power at the dealership.
Equal Opportunity Lender. Insured by NCUA. Click "Learn More" for details.Learn More
Your Destination Awaits
Access your home equity to get you wherever you‘re going in life.
Equal Housing Lender. Click “Learn More” for details.Learn More
Checking that Works for You
From basic to fully-loaded, find the checking account that’s right for you!
Compare Now
Guaranteed Returns For an Uncertain Future
Limited Time Certificates up to 3.10% APY*.
Don't miss it!
*APY = Annual Percentage Yield. Insured by NCUA. Equal Opportunity Lender. Click "Learn More" for details.Learn More
When a community banks together, everyone thrives.
As an employee of the FLSmidth, not only is your membership free, but we’ll put $5 in your savings account to get you started on the road to financial happiness.
At First Commonwealth Credit Union, we’ve been putting our members first since 1959. And with over 60 years experience, we are the full-service, member-owned, not-for-profit financial cooperative our Lehigh Valley community deserves. We want to help you belong, grow, and thrive.
We exist to provide uncommonly exceptional service, which is why we designate a representative to tailor and craft a financial program that is specific to you. Plus, we offer a variety of financial services with features custom built to help you achieve your goals.
Our credit union was founded and is headquartered in the Lehigh Valley, and our focus has always been on helping our communities thrive. So the success of everyone in the region is the driving force behind everything we do.
With 12 convenient locations across the Greater Lehigh Valley plus access to over 6,000 shared branching locations and surcharge-free ATMS from coast to coast, 24/7 Account Access with Digital and Remote Banking, concierge banking services, and real, human associates you can actually talk to, we’re committed to making your banking experience better.
In addition to unmatched service and free membership, here are some other member benefits:
- Free Financial Health Check-ups
- Free Financial Counseling
- Access to investment advisory
- Free Debt Counseling
- 24/7 Access to Digital Banking, Remote Deposit, Personal Financial Manager
- Contactless banking including Remote Deposit, ApplePay and our NEW contactless cards
- Earn 1.5% cash back with our Empower Credit Card
- Value checking with no minimum balance or monthly fees, free bill pay, fraud protection and direct deposit bonus
- Exclusive access to preferred pricing, partner offers, TicketsAtWork®
Home Equity Loan
10 Year fixed rate as low as
4.40% APR*
Certificate Special
Up to 27 Months
3.10% APY*
Auto Loan
36-Month as low as
3.49% APR*
Meet your team.
Schedule an AppointmentTo help set up and personalize your First Commonwealth account, we’ll connect you with a banking concierge to answer your questions and get you up and running.
We’re Here to Help
Connect
with Us
Questions about membership or opening account? Want to schedule an appointment?
Contact Us
Special
Offers
Join today for free and get up to $350*
*Click Learn More for details
Learn More
Apply for
a Loan
We offer a wide variety of loans, including auto loans, home loans, personal loans and credit cards.
Apply Now
Financial
Wellness
We want to empower people to make the best financial decisions and develop a healthy relationship with money. Check out our free online resources.
Learn More
Surcharge-Free ATMs
Need more account access? We've got you covered with our network of Shared Branching and Surcharge-Free ATMs so you can access your funds and use your First Commonwealth card wherever you are.
Learn more
To switch your account:
First Commonwealth’s Routing Number: 231379199
To report a lost or stolen ATM,
VISA Debit Card, or VISA Credit Card:
In the United States, call toll-free: 1.855.710.3064
Internationally, call collect: 1.303.967.1096