Where can i use paypal credit online

Where can i use paypal credit online

Where can i use paypal credit online

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PayPal Credit is connected to your PayPal account and can only be used for online shopping.

  • PayPal Credit is a reusable credit line built into your PayPal account, which you can use at most online retailers that accept PayPal.
  • PayPal Credit isn't a physical card, and you can't use it at brick-and-mortar stores, but this makes it quick and easy to sign up and get approved - you just need to have a PayPal account and fill out an online application for approval.
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PayPal is strongly associated with e-commerce and online banking, as it is one of the best ways to make secure payments on the internet.

And while Visa, MasterCard, and American Express are the brands we think of when it comes to the credit cards in your wallet, as it turns out, PayPal is in the credit business as well.

What PayPal Credit is, and how to use it for online shopping

Where can i use paypal credit online

There's a catch: PayPal Credit, unlike Visa and traditional credit cards, can't be used in brick-and-mortar stores, and you won't get a physical piece of plastic either.

PayPal Credit is 100% online-based. It is different from other credit cards with PayPal in the name — including the PayPal Cashback Mastercard — as it is only meant to be used online.

But there are many perks that come with PayPal Credit, especially if you are a frequent online shopper and already use PayPal. Here's what you need to know.

It's easy to apply and get approved for PayPal Credit

Where can i use paypal credit online

PayPal Credit has a particularly fast process, since you don't even need to wait for a physical card to arrive in the mail. You'll just need to fill out an online application and be subject to an instant approval based on your credit history.

You will need a PayPal account to get the card, which will also automatically link to your PayPal Credit, appearing as a payment option each time you check out with PayPal.

You can only use PayPal Credit if PayPal is available as a payment option

Where can i use paypal credit online

The flip side of the coin to the convenience of automatically linked PayPal and PayPal Credit is that PayPal has to be an option in order to use PayPal Credit.

Fortunately, this is increasingly common. You can use PayPal Credit at the many online sites where PayPal is accepted, including big name retailers like Walmart, Target, Macy's, and more, though Amazon is a notable exception.

PayPal Credit can cover the difference for large purchases when you don't have adequate funds in your PayPal Wallet

Where can i use paypal credit online

PayPal Credit is a reusable credit line built into your PayPal account.

So if you want to make a larger purchase right away but your PayPal account's balance is too low, your PayPal Credit line can spot you the difference — and you can even choose to pay it over time.

How do I use my PayPal Credit for online purchases?

How do I use PayPal Credit? To use PayPal Credit, simply checkout using PayPal and select PayPal Credit as your payment method.

Can you use PayPal Credit on Amazon?

PayPal Cash Card, PayPal Key, PayPal credit cards, and purchasing Amazon gift cards using your PayPal account are all options for getting around the no-PayPal-on-Amazon policy. Amazon announced that it would accept Venmo (owned by PayPal) as payment in 2022.

Is PayPal Credit a real credit card?

First thing's first: PayPal Credit isn't a credit card. The company does offer lines of credit originated by Comenity Capital Bank that shoppers can use directly from their PayPal accounts when making online purchases. This used to be known as their Bill Me Later service. Today, it's called PayPal Credit.

Can I use my PayPal Credit to send money?

If you need to pay someone you know and don't have the cash on hand, you can use PayPal Credit to send money. Choose the “Pay or send money” option in your PayPal.com account and enter the recipient's info (their email address or phone number), then change your payment method to PayPal Credit.