Receiving your first paycheck at your first job is a rite of passage into adulthood. It feels good to look at that piece of paper and know that you earned the income it represents. Your hard work means you have money to spend as you like!
In the past, there was only one way to cash that check: You signed the back and brought it into your financial institution, where it might take a few days to clear before you got your money.
Today, there are multiple ways to cash your first payroll check...and you don't even have to wait for the check to clear with some of them! Here's how:
1. Cash it at your financial institution
You've probably got a checking or savings account (and if not, this is the time to set up both). All you have to do is sign the back of the check, provide your member or account numbers, and hand the check to a teller.
Depending on your existing balances, you may be able to walk out with the cash you need, but be aware you could wait up to 5 days for your check to clear before you can get your money.
2. Cash it at the issuing financial institution
Most financial institutions will honor a check drawn from an account of theirs because they can check the balance while you're standing there. Ask first what their policies are — some banks charge a fee or a percentage of the check amount if you're not a customer — and be sure to bring government-issued ID with you, like your driver's license or a military id.
3. Cash it at an ATM Machine
If you don't have time to get to your branch when it's open, your financial institution may allow you to deposit checks through an ATM machine. Members of Hanscom FCU, for example, can access deposit-taking ATMs nationwide. Locate a deposit-taking ATM near you here.
4. Sign up for direct deposit
With direct deposit, the money you've earned is deposited directly into your checking or savings account by your employer. Your human resources or payroll department will first have you fill out a form to get your financial institution's routing number and your account number.
Direct deposit can ensure that payroll funds are available to you predictably and dependably. When payday rolls around, you don't have to worry about running over to your credit union or bank with a check, then waiting for it to clear. Everything's handled electronically so the money you're owed will show up in your account on payday.
Hanscom FCU members can take advantage of Payday Perqs when they have direct deposit with us. In many cases we're notified up to two days before payday that a direct deposit to your account is pending and we make that deposit available to you immediately. This means you can get paid up to two days earlier than your co-workers who are waiting around for payday! (Of course, you could be a good co-worker and let them know about Payday Perqs.)
5. Deposit it remotely
If you've got a computer with a scanner, or a smartphone or tablet, there's no need to visit a branch or an ATM to cash your payroll check. Mobile check deposit, or “remote deposit capture," will let you deposit your check into your account with a scan or photograph.
You'll need to download your financial institution's remote deposit app and your check may take some time to clear, but it's a convenient way to cash your payroll check if you're busy or out of town. Just sign the check, photograph or scan the front and back, and either log in to your account or app to upload the image.
If you have an account with Hanscom FCU, you can deposit a check with ease wherever you are in the world with EasyDeposit and EasyDeposit Mobile. Use your computer's scanner, or download our mobile app on your smartphone in the Apple's App Store or Google Play.
You can get your paycheck up to two days early with Direct Deposit and Payday Perqs! Signing up is easy.
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About Author
Diana Burrell
Diana Burrell is the marketing communications director at Hanscom FCU. She has a background in magazine journalism, as well as marketing, advertising, and public relations, and has authored over a dozen books. You can reach her at .
If you need to cash a check, you might be wondering if Walgreens is the place to go. This blog post will answer that question and give you all the information you need to know about cashing checks at Walgreens. We will also provide some tips on making the process as smooth as possible. Let's get started!
What is Walgreens?
Walgreens is a pharmacy chain that operates in the United States and also has stores in Puerto Rico. Walgreens offers a variety of products and services, including prescription drugs, health and wellness products, and photo services. The company was founded in 1901 and is headquartered in Deerfield, Illinois.
Does Walgreens Cash Checks?
Yes, Walgreens does cash checks. Cashing a check at Walgreens is a quick and easy process. Let's take a closer look at what you need to know about cashing checks at Walgreens.
What Kinds of Checks Can You Cash?
Walgreens will cash payroll and government-issued checks for up to $2500 per day, but this service is not available in all states. They also offer check-cashing services for other checks such as personal checks, insurance drafts, money orders, and cashier's checks. The amount you can cash will vary depending on your state of residence but typically ranges from $20 to $1000 per day.
Do Walgreens Cash Checks for Non-Customers?
Yes, they do! You don't need to be a customer of Walgreens to cash your check at their store. The process is quick and straightforward for all customers, regardless of whether or not you have an account there.
How Much Does Walgreens Charge to Cash a Check?
Walgreens does not charge a fee to cash checks up to $500. However, if the check is for more than $500, there is a $5 fee for each $100 that the check is for. So, for a check for $600, the fee would be $30.
Are There Any Restrictions?
There are some restrictions on who can cash checks at Walgreens. In particular, you must be at least 18 years old and have a valid ID to cash a check.
What do You need to Cash a Check at Walgreens?
To cash a check at Walgreens, you will need to present valid identification and the check itself. The ID must include your name, photograph, and signature.
How to Cash a Check at Walgreens?
Cashing a check at Walgreens is simple. First, you will need to present the cashier with your valid ID and then sign the back of the check. The cashier will verify your information before completing the transaction. You can pay for any purchases in-store or online using this method as well!
Other Ways to Get Cash from Walgreens
In addition to cashing checks, there are several other ways you can get cash from Walgreens. For example, if you have a credit card that offers cashback rewards on purchases made at the store, this could be an option for getting some extra money in your pocket! If not, many ATMs located in Walgreens stores offer cash withdrawals.
Walgreens is a convenient place to go if you need to get cash quickly and easily. Cashing a check is simple, and there are several other ways to obtain cash from the store. Be sure to check out our website for more information on Walgreen's services!
How to choose the right Walgreens cashing location?
When you need to cash a check, choosing the right Walgreens cashing location is important. Here are a few tips on how to choose the right one:
- Check the hours of operation. Not all Walgreens locations offer check-cashing services, so be sure to check the hours before you go.
- Look for a location that is close to you. This will make it easier to get to when you need it.
- Ensure the location is staffed by someone who can help you cash your check. The last thing you want is to wait in line only to find out there's no one at the counter assisting customers.
- Find out if they have any limits on the size or amount of checks they can cash. You don't want your check to be too big for the handle!
- Check out their customer reviews online to see what other people think about this Walgreens location. Are they friendly and helpful? Do they seem like they care about your business? These are all important factors when choosing the right place for your needs!
What should you do if the cashier can't cash your check?
If the cashier cannot cash your check, they may be able to refer you to another Walgreens location that can help you. You can also try a different pharmacy chain or go to a bank or credit union.
What to do if you've lost your check?
If you've lost your check, call the number on the back of it and see if they can cancel it or give an address where they will mail a new one out. If not, try calling around to other stores until someone else knows what happened with that particular item!
What types of identification do I need to show before my check will be cashed?
You'll need a valid ID that shows your name, photograph, and signature to cash a check at Walgreens. This can include a driver's license, passport, or state ID card.
Conclusion:
Cashing a check at Walgreens is simple - present your ID and sign the check. There are several other ways to get cash from Walgreens, including credit card rewards, ATM withdrawals, and cashing checks at different locations. Be sure to choose the right Walgreens cashing location for you!