Your funds are NCUA insured, if eligible. Your funds will be held at or transferred to Navy Federal Credit Union, an NCUA-insured institution. Once there, if specific share insurance requirements are met and your card is registered, your funds are insured up to $250,000 by the NCUA in the event Navy Federal Credit Union fails.
No overdraft/credit feature.
Contact us at navyfederal.org/MyGOPrepaid, 1-866-304-1909 or write to us at: Visa Debit Processing Service, P.O. Box 026098, Miami, FL 33103.
For general information about prepaid accounts, visit cfpb.gov/prepaid. If you have a complaint about a prepaid account, call the Consumer Financial Protection Bureau at 1-855-411-2372 or visit cfpb.gov/complaint.
Navy Federal Credit Union Near Me: Find Branch Locations and ATMs Nearby
- Map of Locations
- Navy Federal Branches
- Navy Federal ATMs
- Hours and Customer Service
Navy Federal Credit Union serves the military and family members in and out of America. There are only 343 physical branches available to access but nearly 30,000 ATMs available to its members. Here’s a look at how to find Navy Federal locations that are close by.
Use this Google map to find the Navy Federal location closest to you.
Navy Federal Branch Near Me
Navy Federal has branches across America and in several other countries for members of the armed forces. By visiting the Navy Federal website, you can enter a ZIP code or city and state to find the closest branch. You can also select your military branch or the overseas country you are stationed in to find the nearest option.
Navy Federal ATM Near Me
Navy Federal members can take advantage of two different types of ATMs. There is the CO-OP network, which is owned by credit unions and fee-free for Navy Federal members. You can either use the CO-OP ATM locator, call 888-SITECOOP, or text your address or ZIP code to 91989 to find the closest of the nearly 30,000 ATMs in the network.
You can also use any of the 1.7 million Visa/Plus ATMs in the country for a fee.
About Navy Federal
Navy Federal Credit Union serves over 10 million members, including military employees, veterans and their families. Here’s what you need to know about its customer service options and operating hours.
Customer Service
Navy Federal provides several avenues through which to receive customer support. You can choose to call 888-842-6328 or use the live chat feature at the credit union’s website to speak to a live person. You can also send a secure message through the online banking platform or reach out to Navy Federal via Facebook or Twitter.
Hours of Operation
Most Navy Federal branch locations are open during regular business hours Monday through Friday. When you locate a branch through the website’s locator, you can view its specific hours and branch details.
Other Banks, ATMs and Services Nearby
Bank Branches
- Nearby banks
- Bank of America
- BBVA
- Capital One
- Chase
- Citibank
- PNC Bank
- Regions
- TD Bank
- U.S. Bank
- Wells Fargo
ATMs
- Nearby ATMs
- Bitcoin ATMs
- EcoATM locations
Other Services
- Coinstar
- Currency exchanges
- Money orders
- Pawnshops
This content is not provided by Navy Federal Credit Union. Any opinions, analyses, reviews or recommendations expressed in this article are those of the author alone and have not been reviewed, approved or otherwise endorsed by Navy Federal Credit Union. Information is accurate as of Nov. 16, 2021.
ATM Fees
†Midnight to midnight, Eastern time, regardless of individual machine/network limits.
‡Results from account-related problems such as insufficient funds, request exceeds limit, etc.
§Four transactions per day not to exceed total of $1,000.
Reminders:
- Please ensure you have sufficient funds in your account to cover the withdrawal and the fee.
- Deposits can only be made at Navy Federal-owned ATMs and through the CO-OP Network ATMs.
- Loan payments can only be made at Navy Federal-owned ATMs.
- You cannot transfer funds to another member's account, including family members.
- Some financial institutions, for example in the Visa/PLUS System and CashPoints® networks, may charge you a convenience fee for using their ATMs.
Business Solutions
Business Checking
Business Plus Checking
Business Premium Checking
GO BIZ® Debit Card
Other Fees
For additional fees associated with Small Business Accounts refer to other sections in the Navy Federal Fee Schedule.
Checking and Overdraft Protection Fees
Checking Fees
Checking Line of Credit Fees
Overdraft Protection Fees†
†Standard Practices and Fees: We will charge a fee of $20 each time we pay an overdraft. You will not be charged a fee on transactions of $5 or less. You will not be charged a fee if the amount you are overdrawn after all transactions have cleared or posted after the end of the business day is less than $15. You can only be assessed one overdraft fee per day per account. OOPS is limited and only available up to $500. Your account may become overdrawn in excess of the $500 limit due to fees. Up to $50 in fees may be added to the limit. The $500 limit includes the amount of overdrawn items, OOPS fees, and any other transactions that result in overdrawing your account, such as returned deposits and other fees described in our Schedule of Fees and Charges.
Enrolling in OOPS does not guarantee that we will pay overdrafts. Navy Federal Credit Union pays overdrafts at our discretion. If we do not authorize and pay an overdraft, your transaction will be declined and/or your check/ACH will be returned, unpaid.
Consumer Loan Fees
Credit Cards
Annual Fees3
Other Fees
Debit Card/CUCARD
Equity Loan
†Fee represents the actual amount charged to Navy Federal by third parties and/or government offices.
‡Fee represents the actual amount charged to Navy Federal by third parties and/or government offices. This fee is required to process your application, and is charged at the time of application.
Guaranteed Asset Protection
Guaranteed Asset Protection (GAP) is a debt cancellation product that cancels the difference between the outstanding loan balance and what the insurance settlement pays if a vehicle is a total loss, or is stolen and is not recovered.
Money Transfers
†There is no charge for disbursement of mortgage or equity loan proceeds via outgoing transfer.
Mortgage Loans
General Fees & Charges
†As stated in loan documents.
Lock Options and Funding Fees
Conventional Mortgage Conversion Fee
Tax Service Charge
Notary Public Service
Notary Public Service is applicable in all jurisdictions except California and Louisiana. In California, Notary Public Service is limited to Navy Federal-related documents only. Navy Federal does not offer Notary Public Service in Louisiana. Members in Louisiana need to seek the advice of an attorney. Due to the potential legal ramifications, Navy Federal does not notarize wills. Wills should be notarized by an attorney authorized to do so.
Prepaid and Gift Cards
Visa Gift Cards
GO Prepaid® Cards
Savings and MMSA Fees
1
Fees will be imposed for deposit discrepancies and adjustments made at CO-OP Network Vcom-owned ATMs in the United States. For deposits made at CO-OP ATMs, the owner will impose a fee of $2.00 per item if an adjustment is processed due to one of the following discrepancies in the deposit: the currency appears to be counterfeit; the deposit contents do not equal the deposit amount in U.S. dollars, as entered into the ATM; an item is unsigned by the maker; an item is dated more than six months prior to the date of deposit; the numerical and written amounts do not agree; the deposit is over $1,000 and contains an obvious alteration. For each adjustment initiated for deposit items processed and subsequently returned, the ATM owner will impose a fee of $6.00 per item at the time the adjustment is processed. The standard daily limit at CO-OP ATMs is $10,000 per card, per business day.
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2
Non-electronic transactions are defined as checks processed and in-branch transfers, deposits and withdrawals. Up to 12 checks for deposit at a branch will count as one transaction.
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3
As of 10/28/2022, nRewards® Secured card rate is 18.00% APR and will vary with the market based on the U.S. Prime Rate. All other Navy Federal Credit Card rates range from 8.24% APR to 18.00% APR, are based on product type and creditworthiness, and will vary with the market based on the U.S. Prime Rate. ATM cash advance fees: None if performed at a Navy Federal branch or ATM. Otherwise, $0.50 per domestic transaction or $1.00 per foreign transaction. $49 annual fee for Visa Signature® Flagship Rewards.
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4
Fee represents the actual amount charged to Navy Federal by third parties and/or government offices.
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5
Special Freedom Lock is available for new applications on purchase and refinance loans at no additional fee, with a maximum interest rate reduction of up to 0.50%. You will have the opportunity to relock twice if rates improve, and your loan must close within sixty (60) days of initial lock.
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6
This fee represents the actual amount charged to Navy Federal by third parties and/or government offices. This fee is required to process your application and is charged at the time of application.
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