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It’s no secret that LASIK surgery is a life-changing procedure, but many people are hesitant to undergo this surgery because of the high cost. Unfortunately, LASIK surgery can be prohibitively expensive for some people. It’s hard to know what the best option is when it comes to LASIK surgery. Do you go with a private clinic or the public health route? How much will it cost? Rather than draining your savings dry, some would choose to take on a monthly installment loan for their LASIK surgery. Calculate how much you can borrow here. This article breaks down the cost of LASIK surgery in Singapore and compares the options available to you. We also provide advice on making the most of your surgery experience, and choosing the best eye care clinic! What is Lasik? LASIK (laser-assisted in situ keratomileusis) is a type of refractive surgery that is used to correct common vision problems such as:
The surgery involves using a laser to reshape the cornea, which is the clear outer layer of the eye. Your cornea is like a camera lens. If it gets damaged, the pictures it renders become unclear. LASIK surgery aims to solve that. Here’s how the procedure works:
The whole surgery takes about 15-30 minutes per eye and is usually done on an outpatient basis. You will see results in a day or two, and you can get back to your daily routine immediately. Tip: Avoid water and contact sports for the next 30 days – or more, according to your doctor’s advice. Are there alternatives to basic Lasik surgery? iLASIKiLASIK is a newer, more advanced type of Lasik surgery. It uses a femtosecond laser to create the corneal flap. This laser is more accurate than the traditional microkeratome blade, resulting in a thinner and more uniform flap. The iLASIK procedure is generally more expensive than regular LASIK, but the outcomes are often better. Advanced Surface Ablation (Epi-LASIK, LASEK, PRK, TransPRK)
These alternative procedures involve removing the cornea’s outermost layer (epithelium) before reshaping the cornea with a laser. The epithelium grows back quickly, so there is no need to create a flap. These procedures are often used for patients who:
Advanced surface ablation procedures generally cost less than Lasik surgery, but they have a longer recovery time and may not be as effective. ReLEx SMILE (Refractive Lenticule Extraction, Small Incision Lenticule Extraction)ReLEx SMILE is a newer type of LASIK surgery that uses a laser to create a small, round disc of tissue (lenticule) inside the cornea. The surgeon then removes the lenticule through a small incision in the side of the eye. However, this method doesn’t work for:
And it’s more expensive than LASIK. Collagen Cross-Linking (CXL)CXL is a new type of treatment that slows the progression of myopia (short-sightedness). The procedure involves using ultraviolet light to cross-link the collagen fibres in the cornea. This makes the cornea stronger and less likely to change shape. CXL is often done in combination with Lasik surgery or another refractive surgery. The cost of CXL varies depending on the clinic, but it is generally more expensive than Lasik surgery. How Much Does LASIK Surgery Cost in Singapore?The cost of LASIK surgery in Singapore can range from $1,200 to $5,000+ excluding the initial consultations and follow-up. The exact cost will depend on the type of surgery you choose and the clinic you go to. Private clinics tend to be more expensive than public hospitals. For example, at private clinics, the cost of iLASIK surgery starts at around $3,000. Personal loans can be an option for those who need LASIK urgently.
At the Singapore National Eye Centre (SNEC), LASIK surgery costs start from $1,498, but the final price depends on your doctor’s seniority. Here’s a quick comparison of the procedures we discussed above to help you make up your mind: ProcedurePriceLASIK$2,980 to $4,500iLASIK$3,874 to $6,750ASA$3,599 to $4,000ReLEx SMILE$4,805 to $6,000Post-procedure medication (if not included in package)$50 to $100CXL (add on)$1,199 to $3,000
Lasik Side-EffectsThe most common side-effects of LASIK surgery are:
In rare cases, LASIK surgery can cause:
If you experience these side effects, you should see your doctor immediately. LASIK surgery is a safe and effective way to improve your vision. However, it’s essential to understand the risks and side effects before deciding to have the procedure. Should You Get Lasik?LASIK surgery is a good option for you if:
If you’re not sure if Lasik surgery is right for you, talk to your doctor or an ophthalmologist. They will give you more information about the risks and benefits of the surgery. For instance, LASIK surgery isn’t recommended if you:
How to Choose a Clinic for Lasik SurgeryWhen you’re looking for a clinic for Lasik surgery, it’s essential to:
Pro tip: Schedule a consultation with the surgeon before deciding. During your consultation, the surgeon will:
After your consultation, you’ll be able to decide if you want to have LASIK surgery at the clinic. Lasik Cost at Private vs Public ClinicsThe main difference between private and public clinics is the cost of LASIK surgery. In general, LASIK surgery is cheaper at public clinics. However, there is usually a long waiting list. You may not want to wait that long:
Private clinics usually offer a wider range of LASIK surgery options and use more advanced technology. The tables below compare the cost of LASIK surgery at private and public clinics in Singapore. Public InstitutionsLASIK clinicPriceTan Tock Seng Hospital (TTSH)$1,200 to $1,795 + $159/ $164 (consultation)National University Hospital (NUH)$2,230 to $2,540 + $102 (assessment) + $50 to $100 (medication)Singapore National Eye Centre (SNEC)$1,498 to $1,766 + $85.60 (assessment) + $117.70 to $132.68 (consultation)
Private ClinicsLASIK clinicPriceAtlas Eye Specialist Centre$3,659 to $5,359Asia Pacific Eye Centre$2,986 to $4,805LSE Eye Clinic$3,198 to $4,375Eagle Eye Centre$3,250 to $3,450Clearvision Eye Clinic$3,988 to $5,188
The initial consultation at private clinics is $100-$135, meaning it’s on par with that at public hospitals. However, the procedure itself costs up to 400% more in some cases. For instance, Lasik at Tan Tock Seng Hospital can be as low as $1,200, but you’ll have to fork out $5,359 for the same procedure at private eye care specialists. The difference is significant even if you analyse just the lowest overall cost:
Can I Use Medisave to Pay for Lasik Surgery?You can’t use your Medisave to pay for Lasik surgery unless:
Can I Use Insurance to Pay for LASIK Surgery?Does insurance help to cover the costs of LASIK? Unfortunately, insurance doesn’t cover the cost of Lasik surgery. This is because insurance companies consider Lasik surgery an elective procedure, not something you need. Besides, Singapore children wear glasses very young because myopia is prevalent here. So, your insurance company won’t understand why you need Lasik instead of simply wearing those glasses. Nonetheless, it is possible to get a loan for your LASIK surgery at a low cost. ConclusionLASIK surgery is a safe and effective way to improve your vision. Medisave and insurance companies may not understand its benefits, but they’re there. Imagine your life post-Lasik:
Besides, Lasik may not be an elective procedure at all if you can’t wear glasses or contacts. For example, if you’re a cardio fitness instructor, glasses get in your way, and you might not tolerate contact lenses. In this case, Lasik may be your only option. But you should be allowed to have Lasik even if it’s not your last resort. Convenience and asthetics are valid reasons too. Either way, GS Credit can help. Instead of emptying your savings for your LASIK procedure, let GS Credit help you with our affordable monthly installment loans. Make payment at ease, worry-free! Besides, our Medical Loan package is specifically crafted to help you pay for procedures like LASIK. Read our customer reviews or find out more about GS Credit, the best licensed moneylender in Jurong here! How much is a LASIK eye surgery?The Average Cost of LASIK Eye Surgery. The cost of LASIK eye surgery varies drastically, ranging anywhere from $1,000 to $4,000 per eye. However, the average price for LASIK surgery in the U.S. in 2020 was $2,632 per eye, according to a 2021 report in Clinical Ophthalmology.
Is LASIK eye surgery covered by insurance?“Most insurance plans, including Medicare and Medicaid, do not provide coverage of LASIK surgery because it is most often considered cosmetic and not medically necessary,” Worstell says.
Does insurance cover LASIK SG?No. Most insurance policies don't cover LASIK because it's an elective, cosmetic surgery. In other words, as far as they're concerned, you don't really need it, you just want it to look better. In addition, most in Singapore have worn glasses from young so your myopia is considered a pre-existing condition.
Is getting LASIK worth it?Most people who undergo LASIK surgery will have good to excellent vision in most situations, for many years or decades. You'll be able to play sports and swim, or even just see the clock first thing in the morning, without having to worry about your glasses or contact lenses.
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