This question is about Chase Credit Cards @cdigiovanni20 • 09/30/22 This answer was first published on 09/21/21 and it was last updated on 09/30/22.For the most current information about a financial product, you should always check and confirm accuracy with the offering financial institution. Editorial
and user-generated content is not provided, reviewed or endorsed by any company. You can check your Chase credit card balance online, through the mobile app, or over the phone at (800) 945-2000. It’s also possible to check your balance by enrolling in text banking. It’s always a good idea to keep an eye on your credit card balance. If your balance seems higher than it should be, take a moment to look over your recent transactions for anything out of the ordinary. Answer Question People also askHow can I pay my Chase credit card?The easiest way you can pay your Chase credit card is online, either through Chase’s website, or the Chase Mobile app, or over the phone at (800) 436-7958. Alternatively, you can pay your credit card bill at a Chase ATM or branch, by mail, or via Western Union. Here’s how you can pay your Chase credit card:… read full answer
Keep in mind that payments via regular mail take a long time to post. So, in order to avoid being late, always send your payments at least 5-7 days before your due date. show less What is a Chase credit balance refund?A Chase credit balance refund is a reimbursement for paying more than the total balance owed on a Chase credit card. For example, a cardholder who has a balance of $500 but pays $600 can get a credit balance refund for the $100 that they overpaid. Here is how you can request a Chase credit balance refund:… read full answer
National Bank By Mail Chase cardholders can get their credit balance refund in the form of a check or an ACH refund credit to the bank account the payment was originally taken from. Legally, a credit card issuer is obligated to provide a credit balance refund within seven business days of your request for one, when such a balance exists. But you are not required to request a credit balance refund if you overpay your Chase credit card. If you have a negative balance on your account, future purchases will be credited until the balance is back to zero. If you maintain a negative credit balance for six months, Chase is required to offer you a refund. By the way, it’s worth noting that a credit balance refund isn’t the only type of refund you might get on your Chase credit card. You can also have a charge removed from your credit card by requesting a refund from a merchant or requesting a chargeback from the credit card network if the refund doesn’t work. There are other reasons you might get a credit on your account, too, such as a rewards bonus. show less How much is my Chase credit card minimum payment?The Chase credit card minimum payment is either $40 or 1% of your statement balance plus any interest and late fees, whichever is greater. If your balance is less than $40, the entire amount is your minimum payment. A minimum payment is the lowest amount you can pay each billing cycle for your account to remain in good standing. If you don’t make at least your minimum payment by the due date, you’ll be charged a late fee up to $40. And if you fall two minimum payments behind, it will hurt your credit score.… read full answer Here are the Chase credit card minimum payments:
Your Chase credit card minimum payment will always be included in your monthly statement. It’s also available when you log in to your online account. Plus, the formula Chase uses to calculate the minimum payment due is listed under the rates and fees table on your cardmember agreement. Chase uses the same minimum payment calculations for all of its credit cards. Making your Chase credit card minimum payment on time every month keeps your account in good standing. But if you want to avoid paying interest and getting into debt, you’ll need to pay off your entire balance each month. show less WalletHub Answers is a free service that helps consumers access financial information. Information on WalletHub Answers is provided “as is” and should not be considered financial, legal or investment advice. WalletHub is not a financial advisor, law firm, “lawyer referral service,” or a substitute for a financial advisor, attorney, or law firm. You may want to hire a professional before making any decision. WalletHub does not endorse any particular contributors and cannot guarantee the quality or reliability of any information posted. The helpfulness of a financial advisor's answer is not indicative of future advisor performance. WalletHub members have a wealth of knowledge to share, and we encourage everyone to do so while respecting our content guidelines. This question was posted by a WalletHub user. Please keep in mind that editorial and user-generated content on this page is not reviewed or otherwise endorsed by any financial institution. In addition, it is not a financial institution’s responsibility to ensure all posts and questions are answered. Ad Disclosure: Certain offers that appear on this site originate from paying advertisers, and this will be noted on an offer’s details page using the designation "Sponsored", where applicable. Advertising may impact how and where products appear on this site (including, for example, the order in which they appear). At WalletHub we try to present a wide array of offers, but our offers do not represent all financial services companies or products. Did we answer your question? Sorry! How can we improve this answer? |