American Express gift cards are prepaid cards that can be used for in-store or online purchases at any merchant that accepts American Express or Amex. Show
Why should I get, or gift, an American Express Gift Card?An Amex gift card is a prestige gift. Everyone knows the iconic American Express logo. But beyond the prestige, American Express gift cards are flexible and practical.
Making online purchase with American Express Gift CardsWhile you don’t have to register your American Express gift cards, if you use your card to make an online purchase you will need to provide the same complete details you would give if you were making a purchase with your debit card or any other credit card. These details will generally include:
While the funds on a prepaid gift card can never expire, the physical gift plastic card itself can expire. If your American Express prepaid card has expired, contact the customer service number on the card. Amex Bank can transfer the remaining balance to a new American Express prepaid card. Staying on Track with Your American Express Gift CardNo one wants to run into glitches when trying to make a purchase at checkout – online or in-store. Every time you swipe, or enter in, your American Express card these tips will help everything go smoothly. 1. Check your American Express prepaid card balance in advance
2. Don’t exceed your gift card balance when making a purchase.While you can’t overdraft your gift card or incur any over-limit fees, you do need to have enough available funds to cover the purchase you’re making. Your gift card will be declined if the remaining balance is not enough to cover your purchase. Some merchants may allow for you to pay your transaction total with multiple forms of payments, but not not all POS transaction devices are equipped to process multiple forms of payment. And it can can get confusing. 3. Don’t forget about pending transactions.As with your debit card or credit cards, you need to keep in mind any pending transactions when you check your balance. Your available balance may be different from your actual balance. For many online purchases, for example, your card will not get charged until the merchandise ships. 4. Yes, you can use your American Express gift card at Amazon!You can use your Amex or American Express gift card as payment on Amazon. But keep in mind that Amazon does not allow “split tender” payments when using a gift card. Your gift card must have sufficient balance to cover the entire purchase in full. Additionally, for for your first purchase Amazon may place a temporary $1 authorization on the gift card. As an easier alternative, you can use your Amex gift card to buy an Amazon gift card. 5. A PIN number may be required by some merchants.A prepaid American Express gift card does not come with a PIN number. If a PIN number is required for you to complete a transaction, call 1-888-846-4308 for assistance. Or you can visit the American Express gift card page. 6. In some instances, you can use your electronic or digital American Express gift card in a physical store.There is a workaround for you to use a digital or electronic American Express gift card in a store. You would need to add the eGift card to a supporting digital wallet or platform like Apple Pay, Android Pay, Samsung Pay, or Paypal. Some stores that accept digital wallets (where you could link your electronic American Express gift card) include:
7. Know the American Express gift card restrictions.While you can use your American Express gift card anywhere American Express is accepted, there are a few limitations with Amex’s prepaid cards.
8. Keep your American Express gift card safe.Take a picture of the front and back of your American Express gift card so you have that data, and as an added back up, upload it to a secure place like your card storage. You can also write down the gift card number and security code on pen and paper. If your American Express gift card or prepaid card does get stolen, here’s what to do:
If you do not have the American Express card number, they will not be able to cancel the missing or stolen card and re-issue you a new one with the remaining funds. You will not be reimbursed for any stolen or unauthorized funds used on the card before contacting American Express. Make sure to contact them straight away. The information on this website pertains to American Express Gift Cards issued by Amex Bank of Canada. The information is available only at merchants in Canada and U.S. that accept American Express Cards except cruise lines, casinos, recurring billing and other merchants that American Express may determine from time to time. The Gift Card is not reloadable. Use is subject to the Gift Card Cardholder Agreement, which includes usage restrictions, terms and conditions. This Gift Card will only be available to purchase and activate at the time of purchase and use only at ATMs or redeemable for cash. Related Articles:
CategoriesCan you pay off a credit card with a gift card?Store gift cards typically can't be used for bill payment unless with that specific retailer. Beyond that, most prepaid cards will work in the same manner that any regular payment card will.
Can American Express gift cards be used to pay bills?Know the American Express Gift Card restrictions:
Your gift card cannot be used for certain transactions such as: ATM withdrawals. Recurring bill payments (utility bills or subscriptions)
Can I use a Visa gift card to pay off my credit card?Since Visa gift cards are not tied to a traditional bank account, you can't use them for credit card payments. You can't use Visa gift cards to purchase cash or cash-equivalents such as money orders, either.
How can I get cash from my American Express Gift Card?Can I get cash with my American Express Gift Card? American Express Gift Cards cannot be used at ATMs nor can you get cash back from any of your purchases.
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