Top questionsWhat types of checks can I deposit?You can deposit checks payable in U.S. dollars and drawn at any U.S.-based bank, including personal, business, and most government checks. Checks must be payable to, and endorsed by the account holder. Show
The following are not eligible for Mobile Deposit: international checks, U.S. savings bonds, U.S. postal money orders, remotely created checks (whether in paper form or electronically created), convenience checks (checks drawn against a line of credit), non-American Express traveler’s checks, cash, checks that are illegible or contain MICR data that is not machine-readable, and duplicate checks. When is my money available?If you deposit on a business day before 9 pm PT, your money will generally be available the next day. If you deposit after 9 pm PT or on a weekend or holiday, we'll process the deposit on the next business day and your money will generally be available the day after that. For example, a mobile deposit made: Before 9 pm PT
After 9 pm PT
Weekends
Some checks can take longer to process, so we may need to hold some or all of the deposit for a little longer. We’ll let you know if we need to hold a deposit and include details about when to expect your money. Status in Account Activity You can view the status of your deposit in the Account Activity for the appropriate account. You will know that your deposit amount is available when the amount appears in your available balance. Hold notifications When a hold is applied on any portion of your deposit, you will receive a notification that provides details on the amount held and when it will be available. A deposit is held when funds are posted to your account but are not immediately available to cover debits or withdrawals. Common reasons include:
Is there a limit on how much money I can deposit using the Wells Fargo Mobile app?Yes, your mobile deposit limits are shown for each eligible account when you select a Deposit to account and on the Enter Amount screen. How should I endorse my check?Before you take your check photos:
If another person is authorized to sign checks for you or use your bank account, they’ll need to sign your name on the check and endorse it as instructed in step 2. General questionsWhat is the Wells Fargo Mobile deposit service?With Wells Fargo Mobile deposit (“mobile deposit”), you can make a deposit directly into your eligible checking or savings account using the Wells Fargo Mobile app. Mobile deposit lets you submit photos of the front and back of your endorsed, eligible check. You can save time with fewer trips to a Wells Fargo ATM or branch. We use advanced encryption and security technology:
Remember for added security, always sign off completely when you finish using the Wells Fargo Mobile app by selecting Sign Off. Who’s eligible to use the mobile deposit service?Wells Fargo Online and Wells Fargo Business Online® customers who maintain an eligible checking or savings account are eligible to use mobile deposit. How do I get mobile deposit?Mobile deposit is available through the Wells Fargo Mobile app. If you already have our app, update it with the most recent version. Please refer to Supported Browsers for operating system requirements. Are there deposit cutoff times?
Business days are Monday - Friday, except federal holidays. The deposit credit date is provided on the confirmation screen and in your email confirmation. Some checks can take longer to process, so we may need to hold some or all of the deposit for a little longer. We'll let you know if we need to hold a deposit and include details about when to expect your money. How do I select a default account for mobile deposit?To make an account the default for mobile deposit, select the account from the Deposit To drop-down, and check the Make this account my default box. Note: If you have only one account eligible for mobile deposit, it will automatically be your default account. How will I know if there’s a problem with my mobile deposit after I submit it?If a problem arises with your deposit, such as a returned check, we’ll send a written alert to your primary address by U.S. mail. What should I do with my check after my deposit?After completing your mobile deposit:
Is there a fee?For most customers, there’s no fee to use Mobile Deposit. Your mobile carrier's message and data rates may apply. Some customers with analyzed business accounts may be charged a transaction fee or another fee for mobile deposits. Refer to the account fee disclosures for more information. Why do I not see the Deposit Checks option on my Apple® device?If your camera is turned off and/or you have not given the Wells Fargo Mobile app permission to access your camera on your device, you will not be able to see the Deposit Checks option. Mobile deposit is available only on the Wells Fargo Mobile app. If you are using the mobile browser, this feature will not be available. To verify your settings with the Wells Fargo Mobile app:
Why do I not see the Deposit Checks option on my AndroidTM device?If the Wells Fargo Mobile app does not detect the camera on your device, you will not be able to see the Deposit Checks option. Mobile deposit is available only on the Wells Fargo Mobile app. If you are using the mobile browser, this feature will not be available. Check to see if any Android permissions are interfering with mobile deposit. Both camera and photo permissions are necessary to use this feature.
Can you mobile deposit a check over 10000?Check Deposits of More Than $10,000
Your deposit will still be reported by your bank to the IRS as usual, only your bank may apply a temporary hold on your money. Again, depending on the bank, you may not be allowed to deposit your $10,000 check via mobile deposit on your phone, or at an ATM.
Can I mobile deposit a 50000 check?Editorial and user-generated content is not provided, reviewed or endorsed by any company. Unfortunately, you won't be able to deposit a $50,000 check via mobile deposit as the bank imposes a $3,000 limit per month. The best option for you is to visit a branch and deposit the check into your account, or cash the check.
Can I mobile deposit a $5000 check?Standard funds availability policies are to make the first $5,000 of any deposit available the next business day and anything over $5,000 is held for an additional 5 business days. Most Mobile check deposit limits are below $5,000 anyway.
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