Bank of america business advantage travel rewards world mastercard

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Bank of america business advantage travel rewards world mastercard

Rating image, 4.00 out of 5 stars.

Credit Score:
Excellent (740-850) Info IconCircle with letter I in it. Falling within this credit range does not guarantee approval by the issuer. An application must be submitted to the issuer for a potential approval decision. There are different types of credit scores and creditors use a variety of credit scores to make lending decisions.

Intro APR Info IconCircle with letter I in it. See terms.

Purchases: See terms.

Balance Transfers: See terms.

Rewards Info IconCircle with letter I in it. 1.5 points (Unlimited) for every $1 you spend on all purchases; 3 points per dollar spent when you book your travel (car, hotel, airline) through the Bank of America® Travel Center. Points don't expire.

1.5x - 3x points

Welcome Offer Info IconCircle with letter I in it. Earn 30,000 online bonus points after you make at least $3,000 in purchases in the first 90 days of your account opening.

30,000 online bonus points

  • A solid travel credit card for business owners who want to earn unlimited rewards, access travel perks, and avoid paying an annual fee.

    • New cardmember bonus offer
    • No annual fee
    • Earns rewards
    • 0% intro APR offer on purchases
    • Travel benefits
    • No foreign transaction fees

    • Some restrictions on travel earning
    • No premium travel perks

    • Earn 30,000 online bonus points after you make at least $3,000 in net purchases in the first 90 days of your account opening which can be redeemed for a $300 statement credit towards travel or dining purchases.
    • Earn unlimited 1.5 points for every $1 spent on all purchases everywhere, every time-no matter how much you spend. Points don't expire.
    • Earn 3 points per every dollar spent on travel purchases (car, hotel, airline) booked through the Bank of America® Travel Center.
    • No annual fee and no international transaction fees.
    • Redeem points for a statement credit to offset travel and dining purchases, travel with no blackout dates at the Bank of America Travel Center, cash back or gift cards.
    • Earn up to 75% more points on every purchase, if you have a business checking account with Bank of America and qualify for our highest Preferred Rewards for Business tier. That means you could earn up to an unlimited 2.62 points per $1 spent on all purchases and up to 5.25 points per $1 spent at the Bank of America Travel Center.
    • Contactless Cards - The security of a chip card, with the convenience of a tap.
    • This offer may not be available if you leave this page or visit our website. You can take advantage of this offer when you apply now.

Top perks

New cardmember bonus offer

The Bank of America® Business Advantage Travel Rewards World Mastercard® credit card offers a bonus for new cardholders. If you spend at least $3,000 within the first 90 days of account ownership, you earn 30,000 bonus points. This is worth $300 when redeemed as a statement credit for travel or dining purchases made with your card.

See more: Best Sign-Up Bonus Credit Cards

No annual fee

If you're looking for a business credit card with no annual fee, this card fits. Getting a credit card without an annual fee is an excellent way to minimize expenses.

Earn up to 3 points per $1

Here's a breakdown of how you can earn rewards using the Bank of America® Business Advantage Travel Rewards World Mastercard® credit card:

  • Earn 3 points per $1 on travel booked through the Bank of America Travel Center
  • Earn 1.5 points per $1 on other purchases

Earn unlimited rewards

Some rewards cards limit rewards. With the Bank of America® Business Advantage Travel Rewards World Mastercard® credit card, there are no spending caps, so you earn unlimited rewards.

Read more: Best Rewards Credit Cards

Preferred Rewards for Business members can earn up to 75% more rewards

If you have a Bank of America business checking account and are a Preferred Rewards for Business member, you earn even more rewards with your card.

Here's a breakdown of the extra rewards you earn depending on your Preferred Rewards for Business membership tier level:

  • Gold: 25% bonus rewards
  • Platinum: 50% bonus rewards
  • Platinum Honors: 75% bonus rewards

As a Platinum Honors member, you could earn 5.25 points per $1 on Bank of America Travel Center purchases, and 2.62 points per $1 on other purchases.

Read more: Best Bank of America Credit Cards

Travel benefits

The Bank of America® Business Advantage Travel Rewards World Mastercard® credit card includes benefits that could improve your travel experience, including:

  • Travel accident insurance
  • Lost luggage reimbursement
  • Trip cancellation coverage
  • Trip delay reimbursement

No foreign transaction fees

The Bank of America® Business Advantage Travel Rewards World Mastercard® credit card charges no foreign transaction fees. This can save you money if you travel abroad. Many credit cards charge around 3% for every foreign transaction.

Several award redemption options

You can redeem your earned points in a few ways. You can get reimbursed for travel and dining purchases via statement credit, book travel through the Bank of America Travel Center, or redeem for cash back or gift cards.

Alternatives to consider

If you want a business card with a generous bonus offer: The Ink Business Cash® Credit Card has no annual fee, and a big new sign up bonus. While this card has spending caps for rewards, you can earn premium cash back in some spending categories.

If you want a feature-packed travel credit card with flexible rewards: The Chase Sapphire Preferred® Card is not a business card, but you can earn travel rewards in several spending categories, and enjoy flexible award redemption options.

If those cards don't sound like a fit, check out our full list of credit card reviews to find the right card for you.

As of Sep. 30, 2022

Bank of america business advantage travel rewards world mastercard

Bank of america business advantage travel rewards world mastercard

Bank of America® Business Advantage Travel Rewards World Mastercard® credit card Ink Business Cash® Credit Card Chase Sapphire Preferred® Card

Rating image, 4.00 out of 5 stars.

4.00 stars

Info IconCircle with letter I in it. Our ratings are based on a 5 star scale. 5 stars equals Best. 4 stars equals Excellent. 3 stars equals Good. 2 stars equals Fair. 1 star equals Poor. We want your money to work harder for you. Which is why our ratings are biased toward offers that deliver versatility while cutting out-of-pocket costs.
= Best
= Excellent
= Good
= Fair
= Poor

Rating image, 4.50 out of 5 stars.

4.50 stars

Info IconCircle with letter I in it. Our ratings are based on a 5 star scale. 5 stars equals Best. 4 stars equals Excellent. 3 stars equals Good. 2 stars equals Fair. 1 star equals Poor. We want your money to work harder for you. Which is why our ratings are biased toward offers that deliver versatility while cutting out-of-pocket costs.
= Best
= Excellent
= Good
= Fair
= Poor

Rating image, 4.50 out of 5 stars.

4.50 stars

Info IconCircle with letter I in it. Our ratings are based on a 5 star scale. 5 stars equals Best. 4 stars equals Excellent. 3 stars equals Good. 2 stars equals Fair. 1 star equals Poor. We want your money to work harder for you. Which is why our ratings are biased toward offers that deliver versatility while cutting out-of-pocket costs.
= Best
= Excellent
= Good
= Fair
= Poor

Apply Now for Bank of America® Business Advantage Travel Rewards World Mastercard® credit card

On Bank of America's Secure Website.

Apply Now for Ink Business Cash® Credit Card

On Chase's Secure Website.

Apply Now for Chase Sapphire Preferred® Card

On Chase's Secure Website.

Read Full Review

Read Full Review

Credit Rating Requirement:

Excellent (740-850) Info IconCircle with letter I in it. Falling within this credit range does not guarantee approval by the issuer. An application must be submitted to the issuer for a potential approval decision. There are different types of credit scores and creditors use a variety of credit scores to make lending decisions.

Credit Rating Requirement:

Good/Excellent (670-850) Info IconCircle with letter I in it. Falling within this credit range does not guarantee approval by the issuer. An application must be submitted to the issuer for a potential approval decision. There are different types of credit scores and creditors use a variety of credit scores to make lending decisions.

Credit Rating Requirement:

Good/Excellent (670-850) Info IconCircle with letter I in it. Falling within this credit range does not guarantee approval by the issuer. An application must be submitted to the issuer for a potential approval decision. There are different types of credit scores and creditors use a variety of credit scores to make lending decisions.

Welcome Offer: Welcome Offer info Earn 30,000 online bonus points after you make at least $3,000 in purchases in the first 90 days of your account opening.

30,000 online bonus points

Welcome Offer: Welcome Offer info Earn $750 bonus cash back after you spend $7,500 on purchases in the first 3 months from account opening.

Earn $750 bonus cash back

Welcome Offer: Welcome Offer info Earn 60,000 bonus points after you spend $4,000 on purchases in the first 3 months from account opening. That's $750 when you redeem through Chase Ultimate Rewards®.

60,000 bonus points

Rewards Program: Info IconCircle with letter I in it. 1.5 points (Unlimited) for every $1 you spend on all purchases; 3 points per dollar spent when you book your travel (car, hotel, airline) through the Bank of America® Travel Center. Points don't expire.

1.5x - 3x points

Rewards Program: Info IconCircle with letter I in it. Earn 5% cash back on the first $25,000 spent in combined purchases at office supply stores and on internet, cable and phone services each account anniversary year. Earn 2% cash back on the first $25,000 spent in combined purchases at gas stations and restaurants each account anniversary year. Earn 1% cash back on all other card purchases with no limit to the amount you can earn.

Earn 5% cash back in select business categories

Rewards Program: Info IconCircle with letter I in it. Enjoy benefits such as a $50 annual Ultimate Rewards Hotel Credit, 5x on travel purchased through Chase Ultimate Rewards®, 3x on dining and 2x on all other travel purchases, plus more.

2x - 5x points

Intro APR: Intro APR Tooltip See terms.

Purchases: See terms.

Balance Transfers: See terms.

Intro APR:

Purchases: 0% Intro APR on Purchases, 12 months

Balance Transfers: N/A

Intro APR:

Purchases: N/A

Balance Transfers: N/A

Regular APR:

See terms.

Regular APR:

15.49% - 21.49% Variable

Regular APR:

18.24% - 25.24% Variable

Annual Fee:

$0

Annual Fee: Annual Fee Tooltip N/A

$0

Annual Fee: Annual Fee Tooltip N/A

$95

Highlights:

  • Earn 30,000 online bonus points after you make at least $3,000 in net purchases in the first 90 days of your account opening which can be redeemed for a $300 statement credit towards travel or dining purchases.
  • Earn unlimited 1.5 points for every $1 spent on all purchases everywhere, every time-no matter how much you spend. Points don't expire.
  • Earn 3 points per every dollar spent on travel purchases (car, hotel, airline) booked through the Bank of America® Travel Center.
  • No annual fee and no international transaction fees.
  • Redeem points for a statement credit to offset travel and dining purchases, travel with no blackout dates at the Bank of America Travel Center, cash back or gift cards.
  • Earn up to 75% more points on every purchase, if you have a business checking account with Bank of America and qualify for our highest Preferred Rewards for Business tier. That means you could earn up to an unlimited 2.62 points per $1 spent on all purchases and up to 5.25 points per $1 spent at the Bank of America Travel Center.
  • Contactless Cards - The security of a chip card, with the convenience of a tap.
  • This offer may not be available if you leave this page or visit our website. You can take advantage of this offer when you apply now.

Highlights:

  • Earn $750 bonus cash back after you spend $7,500 on purchases in the first 3 months from account opening
  • Earn 5% cash back on the first $25,000 spent in combined purchases at office supply stores and on internet, cable and phone services each account anniversary year
  • Earn 2% cash back on the first $25,000 spent in combined purchases at gas stations and restaurants each account anniversary year. Earn 1% cash back on all other purchases
  • With Fraud Protection your card transactions will be monitored for possible signs of fraudulent activity using real-time fraud monitoring.
  • With Zero Liability you won't be held responsible for unauthorized charges made with your card or account information.
  • No Annual Fee
  • Redeem rewards for cash back, gift cards, travel and more through Chase Ultimate Rewards®.
  • 0% introductory APR for 12 months on purchases

Highlights:

  • Earn 60,000 bonus points after you spend $4,000 on purchases in the first 3 months from account opening. That's $750 when you redeem through Chase Ultimate Rewards®.
  • Enjoy benefits such as a $50 annual Ultimate Rewards Hotel Credit, 5x on travel purchased through Chase Ultimate Rewards®, 3x on dining and 2x on all other travel purchases, plus more.
  • Get 25% more value when you redeem for airfare, hotels, car rentals and cruises through Chase Ultimate Rewards®. For example, 60,000 points are worth $750 toward travel.
  • With Pay Yourself Back℠, your points are worth 25% more during the current offer when you redeem them for statement credits against existing purchases in select, rotating categories
  • Count on Trip Cancellation/Interruption Insurance, Auto Rental Collision Damage Waiver, Lost Luggage Insurance and more.
  • Get complimentary access to DashPass which unlocks $0 delivery fees and lower service fees for a minimum of one year when you activate by December 31, 2024.

Apply Now for Bank of America® Business Advantage Travel Rewards World Mastercard® credit card

On Bank of America's Secure Website.

Apply Now for Ink Business Cash® Credit Card

On Chase's Secure Website.

Apply Now for Chase Sapphire Preferred® Card

On Chase's Secure Website.

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Does Bank of America World Mastercard have travel insurance?

Benefits: The Bank of America Business Advantage Travel Rewards World Mastercard credit card offers cardholders travel accident insurance, lost luggage reimbursement, trip cancellation coverage and trip delay reimbursement.

Does Bank of America travel Rewards cover TSA PreCheck?

Apply for Global Entry or TSA PreCheck The Bank of America® Premium Rewards® credit card comes with a $100 Global Entry or TSA PreCheck application fee statement credit, valid every four years.

What are the benefits of a world Mastercard?

With Mastercard you can always feel like a VIP Enjoy free nights at partner hotels, hundreds of staycation offers, amenities and upgrades at properties in our portfolio, savings and status upgrades on cars and RV rentals and personal airport concierge service for that extra peace of mind.

Does Bank of America business Advantage have foreign transaction fees?

No annual fee and no international transaction fees. Redeem points for a statement credit to offset travel and dining purchases, travel with no blackout dates at the Bank of America Travel Center, cash back or gift cards.